HSBC Cashback Credit Card

You can earn cashback when you: have at least 2 monthly Direct Debits set up on your current account and make at least two Direct Debit payments each calendar month • make at least 10 eligible transactions on your current account each calendar month, or • log in to the HSBC UK Mobile App once a month

Listed below are the HSBC Lifetime Free credit cards: HSBC Cashback Credit Card. HSBC Visa Smart Value Credit Card. HSBC Premier Mastercard Credit Card.

How to get HSBC cashback?

Cash back appears in your HSBC Rewards account within five days of an eligible purchase, and it can be redeemed whenever you like in the following ways:

1. Credit against your HSBC Cash Rewards Mastercard^® statement.
2. A deposit to your HSBC Savings Account.
3. As an HSBC mortgage payment

 The HSBC Cashback Credit Card is a credit card in India that offers rewards in the form of cashback on your spending. Here's a breakdown of its key features:

Cashback:

• Earn 10% cashback on dining, food delivery, and grocery purchases, but with a monthly cap of Rs. 1,000.
• Get 1.5% unlimited cashback on all other spending categories (some exclusions apply).

Other benefits:

• No joining fees.
• Annual fee of Rs. 999 waived if you spend more than Rs. 2 lakh in a year.
• Four complimentary domestic airport lounge visits per year (one each quarter).
• Contactless payments with Visa payWave.
• Get a replacement card within 3 days if yours is lost or stolen.
• Purchase protection insurance (up to Rs. 300,000) in case your card is misused.

Eligibility:

• You must be between 18 and 65 years old.
• Have a minimum annual income of Rs. 400,000 (if salaried).
• Be a resident of India in one of the major cities (check the HSBC website for the full list).

Overall, the HSBC Cashback Credit Card can be a good option for you if:

• You spend a significant amount on groceries, dining, and food delivery.
• You do other regular shopping and want to earn some cashback on those purchases as well.
• You travel domestically and would like access to airport lounges.

However, keep in mind the annual fee and cashback caps before applying. Be sure to check the HSBC website for the latest information and full terms and conditions.

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